The post was shared by a Reddit user, @u/CAGRGuy, who in his post said that his uncle, who built ₹4.7 crore by the age of 45, had a very simple life. He lived in the same 2BHK flat for 30 years, rode a scooter, and rarely went on holidays. He never started a business, traded stocks, or did anything flashy with money. His only income was from a steady, regular job. In his post, he mentioned that he had a habit of saving and investing. In 1998, he began putting ₹10,000 into a mutual fund. Later, he started a ₹500 SIP (Systematic Investment Plan). Every time his salary increased, he raised the amount, first ₹1,000, then ₹2,000, and later ₹5,000. "When he retired at 45, I asked him how he pulled it off. He handed me his passbook and a sheet he printed from CAMS. The total corpus: 4.7 crore.." he added.