Credit Card Scam: If you have an outstanding balance on your credit card, this information is very important for you. Nowadays cyber fraudsters are adopting new methods to cheat people. One of these methods is to credit card bill payment. In this regard, the Indian Cyber ​​Crime Coordination Center (I4C) has also advised people to be cautious.

How does this credit card scam happen?

• Cyber ​​criminals target people who have huge outstanding amounts on their credit cards.


• They contact them and claim that they can get their bill paid at a lower cost or with a special discount.


• Due to greed, some people believe their words.

• After this, the fraudsters pay the credit card bill of the cardholder using the illegally or fraudulently obtained money.


• In return they take cash from the cardholder.


• In this way criminals try to hide their illegal money and erase their records.


• Instead of sending the money directly to the bank account, it is used for bill payment, so it becomes difficult to detect fraud.

How to avoid this kind of fraud?

• Do not trust any lure or offer received in the name of paying credit card bill.


• Do not allow your credit card to be used for any other person’s transactions.


• Do not download and install any unknown link, APK file or fake mobile app.


• Make your card payment only through trusted means.

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What to do if you become a victim of cyber fraud?

• If cyber fraud happens to you or someone you know, immediately file a complaint on the National Cyber ​​Crime Portal or seek help by calling the helpline number 1930.


• Complaining in time can increase the chances of getting the money back.